Tuesday, August 16, 2016

The Differences Between SSDI and SSI.

Perhaps the most important thing to understand is that both SSDI and SSI are for disabled individuals seeking cash benefits due to inability to work.  These two programs differ, however when it comes to financial eligibility.  SSDI stands for Social Security Disability Insurance.  SSI, on the other hand, is Supplemental Security Income.

While both SSDI and SSI require medical proof that a claimant is unable to work, the two programs have different financial qualifications.  SSI is a “need based” program for people of Washington State and throughout America.  It has nothing to do with work history, but rather is available to people without other sources of income and assets from which to support themselves.  SSDI gets its funding by levying taxes on everyone’s payroll.  By working over many years you have “contributed” to this fund and may be entitled to benefits while you remain disabled or until you reach your full retirement age.

The layman would never be expected to know all of the ins-and-outs of SSDI and SSI.  This is why you should call on the professional expertise of someone who has been dealing with their nuances for three and a half decades. In the Seattle area that man is Lyle M. Clark Jr., an experienced SSDI and SSI attorney.  Call him on any and all of these matters at (425) 452-3092.

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